Happy Easter!!
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Project information credit: thekrazycouponlady.com
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Anyone who has multiple high-rate loans and credit cards knows just how difficult (and expensive) it can be to recover. Take control of your high-interest loans and credit cards with MLFCU!
Studies show that 70% of Americans are stressed over money.
Debt remains an issue for most Americans, regardless of income. Those earning between $50,000 and $100,000 report having.
Consolidating debt means taking out a new loan to pay off multiple existing debts. Ideally, debt consolidation allows a borrower to obtain better terms and/or rates. Once the debt is consolidated, the borrower makes one monthly payment.
Debt consolidation can be an excellent financial tool to reduce debt and/or payments. However, it isn’t right for everyone. Compare the advantages and disadvantages to see if debt consolidation is right for you.
See how much you could save with our debt solutions.
Debt Consolidation Loan rates start as low as 5.95% APR* and will only be offered for a limited time, so apply today!
Consolidate up to $15,000 for as little as 5.95% APR* OR up to $25,000 for as low as 5.75% APR* with a Co-maker.
To apply for a loan, you can visit one of our six locations or apply online.
APR*= Annual Percentage Rate. Rates and terms may vary depending upon credit qualifications. Longer terms and rates are available. Not all borrowers will qualify for the lowest rate. Funds must be payable to other lenders.
Having an off-roading partner makes the journey more enjoyable. When you team up with Mountain Laurel FCU for a side-by-side/UTV loan, we’ll make sure you get the best financing. Refinance options are also available for your off-road vehicle if you want to lower your monthly payments.
To apply for a loan, you can visit one of our six locations or apply online.
APR*= Annual Percentage Rate. Rates and terms may vary depending upon credit qualifications. Contact your local branch for more information. Other rates and terms are available. The lowest rate listed above is for a 48 month term.
**Advertised APR includes 0.50% discount for the Member Service Rewards for having 4+ services with the CU and a 0.125% discount for adding GAP and/or Debt Protection. Actual APR based on creditworthiness.
You won’t need luck to make these! Our festive Shamrock Pretzels are easy enough for kids to help make!
Announcing new daily limits!
We’ve received multiple requests to increase the daily limit usages. Members have historically been required to call us each and every time you need to spend more than $800.00 in a given day. With today’s cost of groceries and gas, we recognize that $800.00 goes faster than expected and if you’re trying to shop and get things done on the weekends while we’re not open, it doesn’t help.
With that being said, we’re pleased to announce that all members have a daily limit of $ 1,000.00 for their debit cards effective immediately. So now, if you need to get groceries, gas, and pay some bills using your Mountain Laurel Federal Credit Union Debit Card, you should be able to accomplish it all in one day.
Also, this means you have access to more cash at ATMs as well, up to $500.00. Keep in mind, some ATMs may have limits that prohibit a withdraw up to our maximum, but you should be good to go at most of them.
Finally, keep in mind that you cannot “borrow” funds. So this $1,000.00 is not a line of credit nor allows you to go negative in your account. You must have funds available in your account in order to use your card. If you do need to spend more than $1,000.00 in one day, please call us so we can arrange an exception on your account. We’ll ask you some verification and spending needs questions and will be more than happy to assist.
If you have any questions, please do not hesitate to ask! Please call the credit union at 814-834-9518 or your local branch number.
Ready to go green?
Switch to eStatements to enjoy a simpler, safer, and more eco-friendly banking experience.
Get instant access to your financial statements—anywhere, anytime! It’s not just convenient; it’s empowering!
Are you still receiving your monthly statement for your account and loans in the mail? If yes, then you are shuffling through papers when you could find statements from the last several years quickly online.
eStatements are quick, easy, and secure! We take care to safeguard your information, whether you are checking your eStatement, logging into digital banking (online banking), or visiting your favorite Mountain Laurel FCU location. Plus, eliminating your paper trail reduces the risk of your account information falling into the wrong hands.
eStatements give you the flexibility to find whichever statement you need, whenever you need it, without having to dig around and remember where you put your statements. Simply log into digital banking and find your statement with just a few clicks.