Effective 11/01/2023, the APR for VISA purchases will increase to 12.90%. The APR for Cash will be 12.90% and your cash limit will be 50% of your approved credit limit.
Transactions made on or after 11/01/2023 will be 12.90%, while transactions made before 11/01/2023 will be the current rate of 10.90%.
Effective immediately, the payment address for our VISA cards have changed from P.O. Box 672051, Dallas, TX 75267 to P.O. Box 4521, Carol Stream, IL 60197-4521.
Please remember to update this address in your bill pay account if you use the bill payer system. Your statement remittance payment stubs will reflect this new mailing address.
Lock in a great rate with one of our limited-time share certificates!
* APY= Annual Percentage Yield. APY is accurate as of 04/01/2023 and is subject to change. The minimum investment required is $500. Early withdrawal penalties apply. Federally Insured by the NCUA up to $250,000.00.
Mountain Laurel Federal Credit Union has received reports of a scam where a member receives a scam text message about their EBT being blocked.
The message says “(Contact 1-888-670-1335) #Pennsylvania EBT – Blocked. #MSG ID PA972166843”
Do not respond to these texts or calls.
Has Amazon contacted you to confirm a recent purchase you didn’t make or to tell you that your account has been hacked? According to the FTC’s new Data Spotlight, since July 2020, about one in three people who have reported a business impersonator scam say the scammer pretended to be Amazon.
These scams can look a few different ways. In one version, scammers offer to “refund” you for an unauthorized purchase but “accidentally transfer” more than promised. They then ask you to send back the difference. What really happens? The scammer moves your own money from one of your bank accounts to the other (like your Savings to Checking, or vice versa) to make it look like you were refunded. Any money you send back to “Amazon” is your money (not an overpayment) — and as soon as you send it out of your account, it becomes theirs. In another version of the scam, you’re told that hackers have gotten access to your account — and the only way to supposedly protect it is to buy gift cards and share the gift card number and PIN on the back. Once that information is theirs, the money is, too.
Here are some ways to avoid an Amazon impersonator scam:
Have you spotted this scam? Report it at ReportFraud.ftc.gov.
If you think someone has gotten access to your accounts or personal information, visit IdentityTheft.gov. There, you’ll find steps to take to see if your identity has been misused, and how to report and recover from identity theft.
For more information on Identifying whether an Email, Phone Call, Text Message, or Webpage is from Amazon, click the link below to watch a brief video.
https://www.amazon.com/gp/help/customer/display.html?nodeId=G4YFYCCNUSENA23B
Effective July 1, 2022
Effective July 1, 2022, Payments to your Mountain Laurel FCU VISA Credit Card can no longer be paid by phone. You can make a payment online at www.ezcardinfo.com or you can drop off or mail your payment to any of our branches. You MUST include your payment coupon located at the bottom of your VISA statement. Any payments received without the payment coupon will not be processed.
Mountain Laurel FCU is not in control of your VISA payments when you mail them to the Dallas, TX address.
Therefore, to ensure your payment is credited to your account in a timely manner, your best options are making payments in person with your payment stub at your local branch or mailing your payment with your payment stub to your local branch, or going online to www.ezcardinfo.com.
We suggest that you update to Edge, Chrome, or Firefox to be able to view our website at beta.mlfcu.net/.
The Internet Explorer 11 (IE11) desktop application will be retired on June 15, 2022, for certain versions of Windows 10. This means that the IE11 desktop application will no longer be supported and afterward will redirect to Microsoft Edge if a user tries to access it.
Quick, Easy and Free! Mobile Deposit is finally here!!
Depositing checks is now quicker and easier than ever before. Sign up and take advantage of mobile deposit from Mountain Laurel Federal Credit Union and deposit checks from home or on the go with a simple snap of a picture from your mobile phone!
Mobile deposit is:
Mobile deposit is a service that you can sign up for within the Mobile Banking smartphone apps. With Mobile Deposit you can take a picture of the front and back of a check with your smartphone and remotely submit the check for deposit.
Mobile deposits submitted Monday – Friday prior to 2:00 P.M. ET, if approved, will generally post by 2:30 P.M. ET. Mobile deposits made after 2:00 P.M. ET or on weekends or holidays, will post the next business day. This is not an instant process. Checks will need to be approved before they will be deposited.
Mobile deposit limits are as follows:
Maximum single check amount is $1,500.00
Checks MUST be endorsed with a signature AND “For Mobile Deposit Only MLFCU”. If it is not endorsed this way, your deposit will be rejected.
Is there a cost to use mobile deposit?
The credit union does not charge members to use our mobile banking service. However, depending on your mobile phone data plan, your wireless provider may charge for Internet access. Please confirm the parameters of your data plan with your wireless provider.
How to check the status of your payment:
You can now check the status of your third Economic Impact payment by using the Get My Payment tool, available in English and Spanish only on IRS.gov.