Category: Loan Specials

  • Tax Time Loan Special

    Tax Time Loan Special

    Don’t Stress! We Make Tax Time Easy

    Mountain Laurel FCU makes paying taxes easy and affordable.

    Borrow up to $10,000 with rates as low as 6.25% APR*

    To apply for a loan, you can visit one of our six locations or apply online.

    APR*= Annual Percentage Rate. Rates and terms may vary depending upon credit qualifications. Not all borrowers will qualify for the lowest rate. Contact your local branch for more information and loan application. Funds must be payable to Tax Collector, State, or Federal.

  • Spring Auto Loan

    Spring Auto Loan

    Get the car you want, at the rate you deserve!

    Drive into Spring with some serious savings. We have new and used auto loan rates as low as 4.51% APR* for up to 72 months, which can help to make a loan for a reliable vehicle affordable. Plus we have flexible loan terms from 48 to 84 months and our lending team will work with you to help you get the right loan with a monthly payment that fits into your budget. We also offer preapprovals so that you will know what you can afford before you go out shopping for your new vehicle.

    Rates starting as low as 4.51%** APR* for up to 72 months on new 2026 and used 2018 to 2025 autos!

    To apply for a loan, you can visit one of our six locations or apply online.

    APR*= Annual Percentage Rate. **Rate listed above includes the Member Service Rewards discount for having 4+ services and the discount for adding Debt Protection/GAP to your loan along with Mechanical Repair Coverage. Rates and terms may vary depending upon credit qualifications. Contact your local branch for more information and loan application. Valid on new and used 2018-2026 vehicles only. Other rates and terms are available.

  • Get Ready for Snow!

    Get Ready for Snow!

    Clear snow fast with a low interest rate on a Snowblower or Snow Plow. With rates as low as 3.99% APR* for up to 48 months on $5,000.00, or as low as 5.99% APR* for up to 48 months on $10,000.00, our Snowblower/Snow Plow Loan can get you the cash you need to purchase your new winter equipment.

    This is a limited time offer, so don’t delay. Apply online or visit one of our six convenient locations and get started today!

    *APR is Annual Percentage Rate and can vary based on creditworthiness and terms of the loan. Rate is subject to change. Limited time offer and subject to membership eligibility. Loan is subject to credit approval. See Credit Union for details. Other terms and rates are available. Not all borrowers will qualify for lowest rate. Maximum loan is $10,000.00

  • Debt Consolidation Loan Special

    Debt Consolidation Loan Special

    Take control of your Debt

    Anyone who has multiple high-rate loans and credit cards knows just how difficult (and expensive) it can be to recover. Take control of your high-interest loans and credit cards with MLFCU!

    Studies show that 70% of Americans are stressed over money.
    Debt remains an issue for most Americans, regardless of income. Those earning between $50,000 and $100,000 report having.

    • Credit card debt: 52%
    • Auto loan: 42%
    • Mortgage: 39%
    • Medical debt: 23%
    • Personal loans: 22%
    • Student loans: 22%

    What is a debt consolidation loan?

    Consolidating debt means taking out a new loan to pay off multiple existing debts. Ideally, debt consolidation allows a borrower to obtain better terms and/or rates. Once the debt is consolidated, the borrower makes one monthly payment.

    Is consolidating debt a good idea for you?

    Debt consolidation can be an excellent financial tool to reduce debt and/or payments. However, it isn’t right for everyone. Compare the advantages and disadvantages to see if debt consolidation is right for you.

    Advantages

    • May reduce your interest rate
    • Potentially lower monthly payments
    • Fewer payments to keep track of each month
    • Could improve credit score over time
    • Promotional incentives are sometimes available

    Disadvantages

    • Some consolidated loan types, such as home loans, may lose tax advantages
    • A lower interest rate may not be available
    • It could result in a longer payoff schedule or potentially higher monthly payments

    See how much you could save with our debt solutions.

    Debt Consolidation Loan rates start as low as 5.95% APR* and will only be offered for a limited time, so apply today!

    Consolidate up to $15,000 for as little as 5.95% APR* OR up to $25,000 for as low as 5.75% APR* with a Co-maker.

    To apply for a loan, you can visit one of our six locations or apply online.

    APR*= Annual Percentage Rate. Rates and terms may vary depending upon credit qualifications. Longer terms and rates are available. Not all borrowers will qualify for the lowest rate. Funds must be payable to other lenders.

  • Side-by-Side Utility Vehicle Loans

    Side-by-Side Utility Vehicle Loans

    Before you buy a side-by-side utility vehicle (UTV), check with Mountain Laurel FCU. We can help you get the off-road vehicle financing you need.

    Having an off-roading partner makes the journey more enjoyable. When you team up with Mountain Laurel FCU for a side-by-side/UTV loan, we’ll make sure you get the best financing. Refinance options are also available for your off-road vehicle if you want to lower your monthly payments.

    Our UTV loans feature:
    • Fixed interest rates as low as 5.365%** APR* on new and 6.365%** APR* on used
    • No application fees
    • Terms up to 84 months (7 years)
    • Rate discounts with Member Service Rewards and GAP/Debt Protection**

    To apply for a loan, you can visit one of our six locations or apply online.

    APR*= Annual Percentage Rate. Rates and terms may vary depending upon credit qualifications. Contact your local branch for more information. Other rates and terms are available. The lowest rate listed above is for a 48 month term.

    **Advertised APR includes 0.50% discount for the Member Service Rewards for having 4+ services with the CU and a 0.125% discount for adding GAP and/or Debt Protection. Actual APR based on creditworthiness.